Free Udhaar / Khata Ledger
Log every udhaar given and payment received for a customer, see the exact baaki (outstanding) instantly, and send a polite WhatsApp reminder in one tap. Download the ledger as a PDF anytime.
Privacy: your khata is kept in your browser only. Nothing is uploaded.
Want the khata google sheet with auto reminders?
We'll send a free Google Sheet that saves and updates itself — no re-typing every time. It lands on your WhatsApp.
Every khata, not just one
The app keeps every customer's khata with a running baaki, ageing and automatic WhatsApp reminders — instead of one ledger at a time.
Why a digital khata beats the paper bahi
A paper bahi khata is easy to lose, hard to total, and impossible to back up. A digital ledger adds up the balance for you, shows exactly who owes what, and lets you send a reminder without an awkward face-to-face conversation.
This tool keeps a running balance after every entry — udhaar (credit given) adds to the baaki, jama (payment received) reduces it — so you always know the true outstanding.
Send a polite udhaar reminder on WhatsApp
Most customers pay when gently reminded — they just forget. The reminder button opens WhatsApp with a respectful Hinglish message showing the outstanding amount, ready to send to that customer's number.
For a shop with many khatas, the auto-updating Google Sheet (free on WhatsApp) keeps every customer's balance in one place and can remind everyone at month-end.
Related: read our AgenticVani vs KhataBook comparison or see the full see udhaar khata app.
FAQ
Is this udhaar khata ledger free?
Yes — track unlimited entries for free. Nothing is uploaded; your khata stays in your browser.
How is the outstanding (baaki) calculated?
Every "udhaar" (credit you gave) adds to the balance and every "jama" (payment received) reduces it. The tool shows the running balance after each entry and the final baaki.
Can I send a payment reminder on WhatsApp?
Yes — enter the customer's WhatsApp number and tap "Send reminder". It opens a ready, polite Hinglish message with the outstanding amount.
Can I keep khatas for many customers?
This page handles one customer at a time. For all your customers in one place with auto-reminders, get the free Google Sheet on WhatsApp or use the Kirana Store CRM.
There is a CRM app too
This tool is free and always will be. When you want the same work to happen on its own — every day, for every customer — that is what the app does.
Bolkar bill banao
Say the bill out loud in Hindi, English or a mix, and the app writes it. Nothing to type at a busy counter.
Hinglish mein poocho
“Is mahine kitna kamaya?” — ask your own records a question and get the real figure, never an invented one.
Sheet apne aap backup
The app still backs up to a Google Sheet in your own Drive, every day. You never lose the spreadsheet you trust.
Free plan forever. Voice control and Ask AI are on the paid plans, which start with a 30-day free trial — no card needed.